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durch  |  12-Apr-2016 08:02

Catch-up contributions give you the chance to take maximum advantage of the potential for tax-deferred or, in the case of Roth accounts, tax-free growth.

We can help you maximize your tax savings for 2016.

Are you in your 50s or 60s and thinking more about retirement?

If your employer offers a Savings Incentive Match Plan for Employees (SIMPLE) instead, your regular contribution maxes out at $12,500 in 2016.

If you’re 50 or older, you’re allowed to contribute an additional $3,000 — or $15,500 in total for the year.

With either plan, those 50 or older generally can contribute another $1,000 above the $5,500 limit for 2016.

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